Our average loan at Zippa Loans value is £200...Zippa Loans offers unsecured small personal loans to customers who cannot or do not have access to mainstream credit. We pride ourselves in offering one of the most competitive rates in the online industry in a responsible and compliant manner.
There are no hidden costs or fees, we are fully transparent and use Trustpilot to give customers an unbiased and honest view of our business before they take out a loan (our current score is 9.5 /10) We currently cover ALL of Scotland and Northern Ireland and intend to eventually supply the whole of the UK. We are fully authorised by the Financial Conduct Authority.
Zippa was born out of the concept that providing affordable credit can be done in a manner that is both responsible and transparent. The marketplace is full of overpriced loans, with additional charges and brokers who sit in the middle adding more costs onto the amount you borrow. We are passionate about delivering excellent customer outcomes and this underpins every aspect of our business.
Zippa Loans are flexible so we can meet your financial requirements, so what you agree to pay upfront is exactly what you will repay. We never charge fees if you are late with a payment however, missed payments may impact on future borrowing and will be recorded with a credit reference agency.We are authorised and regulated by the Financial Conduct Authority and are a member of the Consumer Credit and Trade Association.